Harmonious Hiring LLC Is Hiring A Senior Loan Officer Underwriter

Join our team as a Senior Loan Officer/Underwriter and play a vital role in supporting our loan center operations, marketing strategies, and compliance efforts across Georgia and New Jersey! 🚀

About the Role

Our client is seeking an experienced professional for the position of Senior Loan Officer/Underwriter. The official job title may vary from Officer to Vice President, based on your level of expertise. This role will be based at either the Georgia Loan Center in Duluth, GA or the Eastern Loan Center in Fort Lee, NJ. Key responsibilities include supporting the Loan Center Manager with daily operations, executing marketing initiatives, collaborating with staff to meet goals, ensuring regulatory compliance, maintaining communication with management, and providing regular reports.

Responsibilities

• Review credit memorandums for new loans, renewals, extensions, and modifications of existing commercial credits.
• Make preliminary decisions regarding credit memorandums and inquiries for new applicants (GA Loan Center).
• Monitor the commercial loan portfolio to ensure compliance with covenants and appropriate risk ratings.
• Reduce defaults by ongoing portfolio reviews and proactive communication with borrowers and guarantors.
• Assist lending staff in underwriting, customer service, decision-making, loan structuring, and loan monitoring.
• Collaborate with staff to develop and execute localized marketing strategies for bank products.

Qualifications

• Minimum 2+ years of experience in commercial lending or a similar field.
• Strong understanding of financial statements, credit modeling, and lending documentation.
• Proficiency in Microsoft Excel and loan underwriting tools.
• Experience in marketing strategies.
• Preference for bilingual candidates fluent in English and Korean.

Benefits & Compensation

Enjoy competitive compensation and a comprehensive benefits package:

• Salary: Up to $80,000 per year for candidates with 2-4 years of experience. 🚧 (Negotiable based on experience)
• Insurance: Full medical, vision, and dental coverage for employees and their dependents.
• Life insurance coverage for employees.
• Bank-covered monthly insurance premiums (not deducted from salary).
• Retirement: 401(k) plan with 5% employer matching.
• Paid Time Off: Vacation, sick, and personal days, with additional PTO and vacation reimbursement for long-term employees.
• Special Leave: Marriage leave days for employees and immediate family members.
• Employee loan options, including personal and residential real estate loans at preferential rates.
• Banking perks such as free checking, wire transfer fee waivers, and money orders.