Mizuho Americas Is Hiring A Credit Analyst

Japanese Corporate Credit Risk Analyst

Join our team to support Japanese corporate clients in the Americas by managing credit risk and fostering client relationships across multiple functions.

Locations 🌎

• New York, NY: 1271 AOA/6th Ave
• Chicago

Position Details 🎯

• Time Type: Full time
• Posted On: Yesterday
• Job Requisition ID: R7002

About the Role 📝

This team supports Japanese corporate clients conducting business across the Americas. Your main responsibilities will include credit risk management, collaborating with Account Officers, analyzing credit information, preparing documentation, and assisting in relationship management and non-credit business promotion.

Responsibilities 📋

General Responsibilities

• Financial statement analysis of borrowers and parent companies
• Prepare credit applications such as new submissions, renewals, amendments, and extensions
• Handle applications related to non-credit services like fee waivers and daylight overdrafts
• Perform credit ratings for borrowers and facilities
• Conduct credit monitoring, including covenant checks
• Assess asset quality
• Manage relationships and promote non-credit services with clients
• Gather information on clients’ businesses, industries, and market competitors
• Communicate with clients for requests and inquiries
• Coordinate with other Mizuho offices regarding clients and business strategies
• Maintain and update credit files
• Prepare for regulatory exams and audits
• Draft credit and non-credit documentation
• Arrange client meetings and other events
• Perform additional duties as assigned by managers

Compliance Responsibilities

• Understand applicable rules and regulations governing the bank
• Consult the Legal & Compliance Department for clarifications
• Attend Annual Compliance Training
• Respond to compliance-related communications and adhere to the Bank’s Code of Conduct

Requirements ✅

• Bachelor’s degree or higher in Finance, Accounting, Business, or Economics
• Experience in banking, rating agencies, or other financial institutions preferred
• Bilingual proficiency in Japanese and English (verbal and written) required
• Experience with financial statements, cash flow, or credit analysis highly desirable
• Excellent analytical, organizational, and communication skills
• Proficiency in Word, Excel, Access, and PowerPoint
• Legal authorization to work in the US

Compensation & Benefits 💰

The typical base salary ranges from $90,000 to $100,000. Salary offers are based on skills, experience, education, and certifications. In addition to base pay, employees are eligible for a discretionary bonus and comprehensive benefits package.

Work Environment & Company Overview 🌏

Mizuho offers a hybrid working program, with flexibility depending on role requirements, departmental needs, and local laws. Some roles may require more in-office presence, which will be communicated during recruitment.

Mizuho Financial Group, Inc. ranks as the 15th largest bank globally, with assets nearing $2 trillion. It employs about 60,000 professionals worldwide, providing extensive financial services across 35 countries and 800 offices. Mizuho Americas focuses on corporate and investment banking, M&A, restructuring, and private capital advisory, serving clients in the US, Canada, and Latin America. Learn more at mizuhoamericas.com.

Equal Opportunity & Other Policies ✨

• We are an EEO/AA Employer - M/F/Disability/Veteran
• Participate in the E-Verify program
• Maintain a drug-free workplace with pre- and post-hire drug testing as permitted by law

#LI-Hybrid #LI-MIZUHO