First Help Financial Is Hiring A Bilingual Credit Analyst

First Help Financial (FHF) is a rapidly expanding, culturally diverse company in the U.S. dedicated to providing auto loans to underserved communities while delivering exceptional service through flexible financing options and multilingual support. Our portfolio has consistently grown over 30% annually for the past nine years, reflecting our commitment to growth and client satisfaction.

Join Our Team as a Credit Analyst! 🚗💼

Location: Anywhere within the USA (PST time zone only)

Reports To: Underwriting Manager

Schedule: 4 days a week, 10 hours a day with flexible hours!
Saturday and Monday: 1pm - 11:30pm EST
The other days will be determined by management.

Compensation: $27.38/hr plus quarterly bonuses! 🎉

About Our Fantastic Underwriting Department

Voted and certified as a "Great Place to Work" for five consecutive years, First Help Financial is expanding our Underwriting team to support our remarkable growth! As a Credit Analyst, you'll play a key role in managing application relationships, assessing risk, and helping us meet our origination goals remotely from anywhere in the U.S.

Key Responsibilities

• Make timely and accurate credit decisions in line with fair lending, credit, and collateral guidelines.
• Establish and nurture strong relationships with dealer partners.
• Collaborate with the Outside Sales team to improve application flow, look-to-book ratio, and credit quality.
• Negotiate with dealers to secure the best terms for FHF while ensuring dealer satisfaction.
• Follow up on deals, capture new business, and solicit additional opportunities from dealers.
• Conduct preliminary credit interviews with prospective clients to verify critical information.
• Perform administrative, clerical, or customer service duties as needed.
• Contribute to any other relevant projects.

Qualifications & Skills

• BA/BS degree or equivalent work experience required.
• Proven career stability.
• At least 1 year of financial or banking experience.
• Bilingual in English and Spanish or Portuguese.
• Excellent communication skills.
• Ability to multitask independently.
• Proficient in Excel and Outlook.

What Our Benefits Include 🎁

• Perks & Rewards: Competitive salaries, generous health and welfare benefits (medical, dental, vision, LTD/STD, identity theft protection, paid parental leave), paid vacation, 401(k) match, tuition reimbursement, social activities, monthly lunches, and a strong employee recognition program.
• Company Culture: We prioritize a healthy work-life balance. While we are dedicated to our customers and partners, we also value time for family, friends, and personal growth.
• Career Growth: Our consistent year-over-year growth opens up exciting opportunities for career advancement. We actively invest in our employees’ development through personalized career planning and ongoing training.

Our Commitment to Diversity & Inclusion 🌍

FHF is dedicated to fostering a welcoming culture that respects and embraces all backgrounds, including all genders, races, cultures, sexual orientations, ages, and other identities. We are happy to provide accommodations during the interview process for individuals with special needs.